| Which
mortgage(s) would you like to refinance?
|
|
 |
| What
is your primary goal? |
|
|
| How
much cash do you want to take out of the
property, over and above the balance of
the loan? |
|
$
|
| What
type of home are you refinancing? |
|
|
| When
did you purchase it? |
|
|
| What
is the estimated value of your home? |
|
$
|
| What
mortgage term are you looking for? |
|
|
| The
loan balance on your 1st Mortgage is: |
|
$
|
| What
is your current monthly payment? |
|
$
|
| What
is your current interest rate? |
|
% |
| Your
current mortgage term is: |
|
|
| Is your
current mortgage a VA
or FHA? |
|
|
Does
your mortgage payment include property taxes
and mortgage insurance? |
|
|
| Do you
have a second mortgage? |
|
|
| If you
have a 2nd mortgage, what is the current
balance? |
|
$
|
| If you
have a 2nd mortgage, how much is the monthly
payment? |
|
$
|
| The
following questions must be answered by
all applicants. |
What
is your household's
GROSS Annual income?
(Include
commissions, bonuses
& child support.) |
|
$
|
| Please
list all TOTAL
credit card debt. |
|
$
|
Please
list all MINIMUM
monthly debt payments.
What
Do I Include? |
|
$
|
| Can
you verify your income with paystubs and/or
tax returns? |
|
|
|
| Please
estimate your credit history: |
|
|
| Excellent |
|
Good
credit history, no late payments,
and an established line of credit. |
| |
| Some
Problems |
Average
line of credit, no bankruptcy, liens
or foreclosures within the last 2
years, and any of the following: a
few late payments (30 days or less)
including no more than 1 or 2 mortgage
payments; 1 or 2 late payments on
credit accounts (30 - 60 days late). |
| |
| Major
Problems |
Any
of the following: Little or no existing
credit; collection issues; mortgage
payments late 60 days or more; consumer
credit accounts with payments over
90 days late; bankruptcy, liens, or
foreclosures within last 2 years. |
| |
|
|
| Have
you had a foreclosure or filed bankruptcy
in the last 7 yrs? |
|
|
| Have
you had any tax liens or judgements against
you or your property in the last 7 yrs? |
|
|
| Borrower
Information |
| First
Name |
|
|
| Last
Name |
|
|
| Your
E-mail address |
|
|
| Address |
|
|
| City,
State, Zip Code |
|
|
| Work
Phone Number |
|
|
| Home
Phone Number |
|
|
| Mobile
Phone Number |
|
|
Social
Security Number
(Optional)
|
|
|
How
long have you been at
your current job? |
|
|
| Are
you self employed? |
|
|
| What
is the Best Time for Lenders to contact
you? |
|
|
| Co-Borrower
Information |
| Co-borrower's
First Name |
|
|
| Co-borrower's
Last Name |
|
|
Co-borrower's
Social Security Number
(Optional)
|
|
|
| Select
the statement that best describes what you
need from our service: |
|
|
|
|
|
| |
|
|
